_edited.png){kind=small}
Privacy Policy
A legal disclaimer
**Last updated:** Feb 5th, 2026
This Privacy Policy explains how **Adriano Buono, Mortgage Broker / Mortgage Loan Originator** ("we," "our," or "us") collects, uses, discloses, and protects your personal information when you visit or interact with our website.
We are committed to protecting your privacy and handling your personal information in a transparent and secure manner, in accordance with applicable privacy laws, including Canada’s **Personal Information Protection and Electronic Documents Act (PIPEDA)** and, where applicable, U.S. privacy regulations.
---
## 1. Information We Collect
We may collect the following types of personal information:
### a) Information You Provide Voluntarily
* Name
* Email address
* Phone number
* Mailing address
* Financial and mortgage-related information (such as income range, employment details, property details, and credit-related information)
* Any information you provide through contact forms, applications, emails, or consultations
### b) Information Collected Automatically
When you visit our website, we may automatically collect:
* IP address
* Browser type and version
* Device information
* Pages visited and time spent on the site
* Referring website or source
This information is collected using cookies or similar technologies (see Section 6).
---
## 2. How We Use Your Information
We use your personal information to:
* Provide mortgage broker / mortgage loan originatorage services and respond to inquiries
* Assess mortgage options and eligibility
* Communicate with you regarding your mortgage needs
* Improve our website, services, and user experience
* Comply with legal and regulatory requirements
* Protect against fraud and unauthorized access
We only collect information that is necessary for the purposes identified above.
---
## 3. Consent
By using our website or providing personal information, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy. You may withdraw your consent at any time, subject to legal or contractual restrictions, by contacting us (see Section 10).
---
## 4. Disclosure of Information
We do **not** sell or rent your personal information.
We may share your information only when necessary, including with:
* Mortgage lenders, financial institutions, and credit agencies
* Service providers who assist with website hosting, analytics, or communications
* Regulatory bodies or legal authorities, when required by law
All third parties are required to safeguard your information and use it only for authorized purposes.
---
## 5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information against loss, theft, unauthorized access, disclosure, or misuse. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
---
## 6. Cookies and Tracking Technologies
Our website may use cookies and similar technologies to:
* Enhance website functionality
* Analyze traffic and usage patterns
* Improve user experience
You can modify your browser settings to refuse cookies or alert you when cookies are being used. Disabling cookies may affect certain features of the website.
---
## 7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party websites you visit.
---
## 8. Retention of Information
We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by law and regulatory obligations.
---
## 9. Your Rights
Depending on your jurisdiction, you may have the right to:
* Access your personal information
* Request corrections to inaccurate or incomplete information
* Withdraw consent to data use
* Request information about how your data is used or disclosed
To exercise these rights, please contact us using the details below.
---
## 10. Contact Information
If you have questions about this Privacy Policy or how your personal information is handled, please contact:
**Adriano Buono**
Mortgage Broker / Mortgage Loan Originator
Email: [Insert email address]
Phone: [Insert phone number]
---
## 11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised “Last updated” date.
---
By continuing to use this website, you acknowledge that you have read and understood this Privacy Policy.